Free to start. Pay only as your circle grows.
Every account starts with a free group, free seats, and room to grow. You only pay when your community gets bigger than the free tier — and even then, it's small, transparent, once-off pricing.
Starter Circle
- 1 savings group of your choice (ROSCA, ASCA, or Goal Cover)
- Up to 12 free members
- Full contribution & payout tracking
- Member analytics & trust ratings
Extra Seats
- Add members beyond your free 12, in bundles of 10
- Once-off purchase per bundle — no subscription
- Seats apply per group
- All analytics & ratings included
Extra Groups
- Your first 3 groups are free
- Each additional group is R20, added to your profile
- Mix and match ROSCA, ASCA, and Goal Cover groups
- Manage every group from one dashboard
What would your circles cost?
Adjust the sliders to match your real groups — Njanghi calculates your cost live, against your free allowances.
First 12 members are free. Extra members are sold in bundles of 10 for R90.
Your first 3 groups are free. Each additional group costs R20.
Once-off costs — not a monthly subscription. Add more seats or groups any time as your circles grow.
Simple rules, no surprises.
Every profile starts with 3 free groups and 12 free members each
Create any combination of ROSCA, ASCA, and Goal & Care Cover groups within these allowances at no cost — forever.
Need more members in a group? Buy seats in bundles of 10
R90 unlocks 10 additional member seats for that group. Buy as many bundles as your circle needs.
Running more than 3 groups? Add them for R20 each
Each additional group beyond your free 3 is a flat R20, added once to your profile — manage them all from one place.